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Website operators, use these Website Usage Terms & Conditions to clearly set out the conditions governing use of your website by visitors. Terms of use include:Visitors must observe proper Internet etiquette in all public areas such as chat rooms, forums, and discussion groups.The site operator does not endorse third party products or services offered through the site.Disclaimer and limitation of the website owner's liability for any loss or injury resulting from the visitor's use of the website.Visitors are granted a limited license to use the site content for their own personal use.Ownership of content and intellectual property rights in materials found on the site remain with the owners of such content and materials.Security and privacy issues.These website terms and conditions of use are provided in MS Word format, which can be converted to html for posting online.